The long
and winding road that leads to the door of your new home
in Saratoga can be confusing and exhausting. It helps
to know you are not alone and that you have, at your disposal,
my professional expertise. I promise you I will do the
following: • Educate you through the entire
process • Listen to your needs to understand
your Saratoga real estate objectives • Help
you understand all of the paperwork • Handle
any problems that arise during the transaction •
Properly prepare forms, contracts and disclosures, which
are required by law, and make sure that they are legally
correct • Provide comparable sales data to
assure that you are paying the proper price for your home
• Help you find the right home in the right
neighborhood • Screen homes before your inspection
to make sure the property meets your needs •
Guide you regarding the repairs that should be made
• Show you homes in an effective and professional
manner • Guide you in your selection of escrow/closing
and title people • Oversee the closing process
• See that the completion of the transaction
is smooth, including obtaining keys and taking possession
of the property • Help you spot sellers who
are attempting to take advantage of you • Help
you understand the use and limitations of good faith deposits
• Advise you as to when you should seek the
advice of an attorney • Make sure the appraisal
process is handled properly • Help you to understand
the complete loan, escrow/closing and title process
• Advise you as to any inspections such as septic,
well or soil, which might be applicable to the specific
property in which you are interested • Guide
you as to how the escrow/closing instructions should be
prepared • Properly handle the walk-through
process with you prior to the final closing •
See that any repairs or requirements are met prior to
the closing • Advise you as to what course
of action should be taken if the seller refuses to close
the transaction • Negotiate and deal effectively
on your behalf with the seller, other agents, escrow/closing,
title people and attorneys • See that each
and every facet of the buying process is effectively and
professionally handled in your best interest.
Contact
us for more info on California home buyers agents..
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Finding
a Saratoga Realtor 
My
Promise
Benefits
of a Buyer's Agent
Buying a Saratoga
Home

Should
You Own
Stop
Paying Rent
Ways
to Save Buying Your Home
Ways
to Hold Title
First
Home
Getting
Prepared
First
Time Buyers
Renting
vs. Owning
How
Much Do I Need?
What
Can I Afford?
Income
vs. Debt Ratios
Estimate
Your Buying Power
Understanding
Credit Scores
Examining
Credit History
Getting
Pre-Approved
Ways
To Save
Finding A Property

Ready
To Find A Property?
Online Property Search
Identify
Your Points Of Interest
Visiting
Saratoga Open Homes
Property
Checklist
Other
Considerations
Making an Offer

Basics
Of Making An Offer
Purchase
Agreement
What
You Need To Know
Negotiating
How
Much Should I Offer?
Finding a Home Loan

What
Is A Mortgage?
Typical
Mortgage Providers
Choosing
A Mortgage
Fixed
Rate Mortgages
Adjustable
Rate Mortgages
Common
Questions
Loan
Applications
Loan
Application Checklist
The
Underwriter
Included In My Mortgage Payments?
Your
Rights As A Consumer
Closing The Deal

What
Is Escrow?
The
Sale Process
Your
Responsibilities
Disclosures
101
Ways
to Hold Title
The
Loan Process
Closing
Costs
Who
Pays What?
The
Escrow Process
Property
Tax and Saratoga Tax Calendar
Misc

Understanding
Foreclosure
Secrets
Lenders Don't Want You To Know |